Yes. AI companies buy records from insurance brokers, and micro1, Mercor and Handshake AI accept companies in the UK. Published payouts for this kind of company run £75K to £370K ($100K to $500K), from micro1's qualified-partnership tier. The FCA regulates brokers; claims data may include health details, which are special-category data under UK GDPR.
What insurance broker records AI buyers want
Acturis-style broker platforms record quoting across insurers; the renewal and claims-handling notes are where the judgment sits.
Mercor and Handshake AI both name finance and insurance; Mercor lists statements, underwriting files and claims.
| Record | Why buyers want it |
|---|---|
| Underwriting files | Mercor lists underwriting files and claims among the records it wants. |
| Claims workflows | Multi-step decisions with clear outcomes. |
| Policy servicing tickets | High-volume, repeatable work. |
| Quoting and renewal processes | Document how risk is priced in practice. |
Which AI data buyers accept UK insurance brokers
micro1 names the UK among its strongest markets after the US.
| Buyer | Fit for the UK | What to know |
|---|---|---|
| micro1 | Strong fit | 30+ full-time staff, mostly English records; priority market; lists financial services |
| Mercor | Good fit | Names finance and insurance; wants underwriting files and claims; pays by wire on delivery |
| Handshake AI | Good fit | Names finance and insurance; 20+ staff and 3+ years; accepts companies outside the US |
| Turing | Good fit | Full operating records up to $1M; strongest demand in the US, UK, Canada and EU |
Published payouts in GBP
Micro1's qualified-partnership tier is the closest published figure for insurance brokers, converted to GBP. Larger programs pay more for long, linked histories.
| Published figure | USD | GBP |
|---|---|---|
| micro1, qualified partnership | $100K to $500K | £75K to £370K |
| micro1, large-scale datasets | $500K to $2M | £370K to £1.5M |
| Handshake AI, advertised range | $100K to $4M+ | £75K to £3M+ |
UK rules for insurance brokers
The FCA regulates brokers; claims data may include health details, which are special-category data under UK GDPR.
Any personal data left in the records falls under UK GDPR and the Data Protection Act 2018; the UK privacy steps apply to every industry. For detail, see GDPR, CCPA and licensing company data for AI. Before anything leaves, exclude:
- Policyholder health and claims details.
- Payment and identity information.
- Carrier data restricted by agency agreements.
Source: ICO: UK GDPR guidance
Can an insurance agency license claims files?
Claims files often contain health and injury details, which are special-category or sensitive data in most countries. Quoting, renewal and servicing workflows carry the same judgment with far less personal data, so they are the usual starting point.
Our guide covers this in depth: Licensing healthcare operational data for AI.
US tax on the license fee
For the UK: 0% with a treaty form (W-8BEN-E).
Source: IRS: Tax treaty tables
Common questions
Do AI companies buy insurance broker data in the UK?
Yes. micro1, Mercor, Handshake AI and Turing accept companies in the UK. Acturis-style broker platforms record quoting across insurers; the renewal and claims-handling notes are where the judgment sits.
How much do AI companies pay for insurance broker data?
Published payouts for this kind of company run £75K to £370K ($100K to $500K), from micro1's qualified-partnership tier, with larger tiers for big or unique datasets. Actual offers depend on your records and rights.
Is it legal for an insurance broker in the UK to sell company data?
The FCA regulates brokers; claims data may include health details, which are special-category data under UK GDPR.
Can an insurance agency license claims files?
Claims files often contain health and injury details, which are special-category or sensitive data in most countries. Quoting, renewal and servicing workflows carry the same judgment with far less personal data, so they are the usual starting point.
Sources and further reading
Origin Data Partners is independent and not affiliated with any buyer named on this page.