# Selling insurance agency data to AI companies in the US

> Can an insurance agency in the US sell its data to AI companies? Which buyers accept you, published payouts, and the rules that apply.

Canonical: https://origindatapartners.com/sell-company-data/united-states/insurance-agencies
By: Origin Data Partners
Published: 2026-10-26
Sources checked: 2026-10-26

## Quick answer

Yes. AI companies buy records from insurance agencies, and micro1, Mercor and Handshake AI accept companies in the US. Published payouts for this kind of company run $100K to $500K, from micro1's qualified-partnership tier. State insurance departments regulate agencies, and most states follow NAIC privacy model rules based on GLBA.

## Key facts

- Published payout: $100K to $500K (micro1 entry tier)
- Buyers that accept you: 5 (micro1, Mercor, Handshake AI, Turing and Nyne)
- Privacy law: GLBA, HIPAA, CCPA (Plus the industry rules below)
- US tax withheld: None (US company)

## What insurance agency records AI buyers want

Applied Epic and AMS360 histories record years of quoting, endorsements and renewals across carriers, the multi-step work buyers turn into agent training.

Mercor and Handshake AI both name finance and insurance; Mercor lists statements, underwriting files and claims.

| Record | Why buyers want it |
| --- | --- |
| Underwriting files | Mercor lists underwriting files and claims among the records it wants. |
| Claims workflows | Multi-step decisions with clear outcomes. |
| Policy servicing tickets | High-volume, repeatable work. |
| Quoting and renewal processes | Document how risk is priced in practice. |


## Which AI data buyers accept US insurance agencies

US companies get the strongest demand and the highest estimates from every major buyer.

| Buyer | Fit for the US | What to know |
| --- | --- | --- |
| [micro1](https://origindatapartners.com/guides/micro1-company-data-partnerships) | Strong fit | 30+ full-time staff, mostly English records; priority market; lists financial services |
| [Mercor](https://origindatapartners.com/guides/mercor-data-monetization-program) | Good fit | Names finance and insurance; wants underwriting files and claims; pays by wire on delivery |
| [Handshake AI](https://origindatapartners.com/guides/handshake-ai-data-partnerships) | Good fit | Names finance and insurance; 20+ staff and 3+ years; accepts companies outside the US |
| [Turing](https://origindatapartners.com/guides/turing-project-lazarus) | Good fit | Full operating records up to $1M; strongest demand in the US, UK, Canada and EU |
| Nyne | Good fit | 20+ US W-2 staff and 3 years; accounting, CRM, ticket and dispatch records |


## Published payouts

Micro1's qualified-partnership tier is the closest published figure for insurance agencies. Larger programs pay more for long, linked histories.

| Published figure | USD |
| --- | --- |
| micro1, qualified partnership | $100K to $500K |
| micro1, large-scale datasets | $500K to $2M |
| Handshake AI, advertised range | $100K to $4M+ |


## US rules for insurance agencies

State insurance departments regulate agencies, and most states follow NAIC privacy model rules based on GLBA. Health details in claims may also fall under HIPAA.

Any personal data left in the records falls under Sector and state privacy laws (GLBA, HIPAA, CCPA and others); the [US privacy steps](https://origindatapartners.com/sell-company-data/united-states#rules) apply to every industry. For detail, see [GDPR, CCPA and licensing company data for AI](https://origindatapartners.com/guides/data-licensing-gdpr-ccpa). Before anything leaves, exclude:

- Policyholder health and claims details.
- Payment and identity information.
- Carrier data restricted by agency agreements.

Source: [FTC: Privacy and security guidance for business](https://www.ftc.gov/business-guidance/privacy-security)

## Can an insurance agency license claims files?

Claims files often contain health and injury details, which are special-category or sensitive data in most countries. Quoting, renewal and servicing workflows carry the same judgment with far less personal data, so they are the usual starting point.

Our guide covers this in depth: [Licensing healthcare operational data for AI](https://origindatapartners.com/guides/license-healthcare-operational-data).


## Questions and answers

### Do AI companies buy insurance agency data in the US?

Yes. micro1, Mercor, Handshake AI, Turing and Nyne accept companies in the US. Applied Epic and AMS360 histories record years of quoting, endorsements and renewals across carriers, the multi-step work buyers turn into agent training.

### How much do AI companies pay for insurance agency data?

Published payouts for this kind of company run $100K to $500K, from micro1's qualified-partnership tier, with larger tiers for big or unique datasets. Actual offers depend on your records and rights.

### Is it legal for an insurance agency in the US to sell company data?

State insurance departments regulate agencies, and most states follow NAIC privacy model rules based on GLBA. Health details in claims may also fall under HIPAA.

### Can an insurance agency license claims files?

Claims files often contain health and injury details, which are special-category or sensitive data in most countries. Quoting, renewal and servicing workflows carry the same judgment with far less personal data, so they are the usual starting point.

## Sources

- [micro1: Data partnerships](https://www.micro1.ai/data-partnerships)
- [Mercor: Monetize your data](https://www.mercor.com/data/)
- [Handshake AI: Data partnerships](https://joinhandshake.com/ai/data-partnerships/)
- [FTC: Privacy and security guidance for business](https://www.ftc.gov/business-guidance/privacy-security)