# Selling insurance broker data to AI companies in the UK

> Can an insurance broker in the UK sell its data to AI companies? Which buyers accept you, published payouts in GBP, and the rules that apply.

Canonical: https://origindatapartners.com/sell-company-data/united-kingdom/insurance-agencies
By: Origin Data Partners
Published: 2026-10-26
Sources checked: 2026-10-26

## Quick answer

Yes. AI companies buy records from insurance brokers, and micro1, Mercor and Handshake AI accept companies in the UK. Published payouts for this kind of company run £75K to £370K ($100K to $500K), from micro1's qualified-partnership tier. The FCA regulates brokers; claims data may include health details, which are special-category data under UK GDPR.

## Key facts

- Published payout: £75K to £370K ($100K to $500K)
- Buyers that accept you: 4 (micro1, Mercor, Handshake AI and Turing)
- Privacy law: UK GDPR (Plus the industry rules below)
- US tax withheld: 0% (With a W-8BEN-E)

## What insurance broker records AI buyers want

Acturis-style broker platforms record quoting across insurers; the renewal and claims-handling notes are where the judgment sits.

Mercor and Handshake AI both name finance and insurance; Mercor lists statements, underwriting files and claims.

| Record | Why buyers want it |
| --- | --- |
| Underwriting files | Mercor lists underwriting files and claims among the records it wants. |
| Claims workflows | Multi-step decisions with clear outcomes. |
| Policy servicing tickets | High-volume, repeatable work. |
| Quoting and renewal processes | Document how risk is priced in practice. |


## Which AI data buyers accept UK insurance brokers

micro1 names the UK among its strongest markets after the US.

| Buyer | Fit for the UK | What to know |
| --- | --- | --- |
| [micro1](https://origindatapartners.com/guides/micro1-company-data-partnerships) | Strong fit | 30+ full-time staff, mostly English records; priority market; lists financial services |
| [Mercor](https://origindatapartners.com/guides/mercor-data-monetization-program) | Good fit | Names finance and insurance; wants underwriting files and claims; pays by wire on delivery |
| [Handshake AI](https://origindatapartners.com/guides/handshake-ai-data-partnerships) | Good fit | Names finance and insurance; 20+ staff and 3+ years; accepts companies outside the US |
| [Turing](https://origindatapartners.com/guides/turing-project-lazarus) | Good fit | Full operating records up to $1M; strongest demand in the US, UK, Canada and EU |


## Published payouts in GBP

Micro1's qualified-partnership tier is the closest published figure for insurance brokers, converted to GBP. Larger programs pay more for long, linked histories.

| Published figure | USD | GBP |
| --- | --- | --- |
| micro1, qualified partnership | $100K to $500K | £75K to £370K |
| micro1, large-scale datasets | $500K to $2M | £370K to £1.5M |
| Handshake AI, advertised range | $100K to $4M+ | £75K to £3M+ |


## UK rules for insurance brokers

The FCA regulates brokers; claims data may include health details, which are special-category data under UK GDPR.

Any personal data left in the records falls under UK GDPR and the Data Protection Act 2018; the [UK privacy steps](https://origindatapartners.com/sell-company-data/united-kingdom#rules) apply to every industry. For detail, see [GDPR, CCPA and licensing company data for AI](https://origindatapartners.com/guides/data-licensing-gdpr-ccpa). Before anything leaves, exclude:

- Policyholder health and claims details.
- Payment and identity information.
- Carrier data restricted by agency agreements.

Source: [ICO: UK GDPR guidance](https://ico.org.uk/for-organisations/uk-gdpr-guidance-and-resources/)

## Can an insurance agency license claims files?

Claims files often contain health and injury details, which are special-category or sensitive data in most countries. Quoting, renewal and servicing workflows carry the same judgment with far less personal data, so they are the usual starting point.

Our guide covers this in depth: [Licensing healthcare operational data for AI](https://origindatapartners.com/guides/license-healthcare-operational-data).


## US tax on the license fee

For the UK: 0% with a treaty form (W-8BEN-E).

Source: [IRS: Tax treaty tables](https://www.irs.gov/individuals/international-taxpayers/tax-treaty-tables)

## Questions and answers

### Do AI companies buy insurance broker data in the UK?

Yes. micro1, Mercor, Handshake AI and Turing accept companies in the UK. Acturis-style broker platforms record quoting across insurers; the renewal and claims-handling notes are where the judgment sits.

### How much do AI companies pay for insurance broker data?

Published payouts for this kind of company run £75K to £370K ($100K to $500K), from micro1's qualified-partnership tier, with larger tiers for big or unique datasets. Actual offers depend on your records and rights.

### Is it legal for an insurance broker in the UK to sell company data?

The FCA regulates brokers; claims data may include health details, which are special-category data under UK GDPR.

### Can an insurance agency license claims files?

Claims files often contain health and injury details, which are special-category or sensitive data in most countries. Quoting, renewal and servicing workflows carry the same judgment with far less personal data, so they are the usual starting point.

## Sources

- [micro1: Data partnerships](https://www.micro1.ai/data-partnerships)
- [Mercor: Monetize your data](https://www.mercor.com/data/)
- [Handshake AI: Data partnerships](https://joinhandshake.com/ai/data-partnerships/)
- [ICO: UK GDPR guidance](https://ico.org.uk/for-organisations/uk-gdpr-guidance-and-resources/)
- [IRS: Tax treaty tables](https://www.irs.gov/individuals/international-taxpayers/tax-treaty-tables)
- [European Central Bank: euro reference rates](https://www.ecb.europa.eu/stats/policy_and_exchange_rates/euro_reference_exchange_rates/html/index.en.html)