# Selling insurance agency data to AI companies in the Philippines

> Can an insurance agency in the Philippines sell its data to AI companies? Which buyers accept you, published payouts in PHP, and the rules that apply.

Canonical: https://origindatapartners.com/sell-company-data/philippines/insurance-agencies
By: Origin Data Partners
Published: 2026-10-26
Sources checked: 2026-10-26

## Quick answer

Yes. AI companies buy records from insurance agencies, and Mercor, Handshake AI and Turing accept companies in the Philippines. Published payouts for this kind of company run ₱6.4M to ₱32M ($100K to $500K), from micro1's qualified-partnership tier. The Insurance Commission licenses agents and brokers, and health details count as sensitive personal information under the Data Privacy Act.

## Key facts

- Published payout: ₱6.4M to ₱32M ($100K to $500K)
- Buyers that accept you: 3 (Mercor, Handshake AI and Turing)
- Privacy law: Data Privacy Act 2012 (Plus the industry rules below)
- US tax withheld: Varies (Treaty applies; confirm rate)

## What insurance agency records AI buyers want

Agency servicing records for life and health policies dominate, and health details count as sensitive personal information.

Mercor and Handshake AI both name finance and insurance; Mercor lists statements, underwriting files and claims.

| Record | Why buyers want it |
| --- | --- |
| Underwriting files | Mercor lists underwriting files and claims among the records it wants. |
| Claims workflows | Multi-step decisions with clear outcomes. |
| Policy servicing tickets | High-volume, repeatable work. |
| Quoting and renewal processes | Document how risk is priced in practice. |


## Which AI data buyers accept Philippine insurance agencies

English-language operations help, but most buyers prioritize US and Western companies.

| Buyer | Fit for the Philippines | What to know |
| --- | --- | --- |
| [micro1](https://origindatapartners.com/guides/micro1-company-data-partnerships) | Case by case | Considered when demand fits; English records required; lists financial services |
| [Mercor](https://origindatapartners.com/guides/mercor-data-monetization-program) | Good fit | Names finance and insurance; wants underwriting files and claims; pays by wire on delivery |
| [Handshake AI](https://origindatapartners.com/guides/handshake-ai-data-partnerships) | Possible | Names finance and insurance; 20+ staff and 3+ years; accepts companies outside the US |
| [Turing](https://origindatapartners.com/guides/turing-project-lazarus) | Possible | Full operating records up to $1M; strongest demand in the US, UK, Canada and EU |


## Published payouts in PHP

Micro1's qualified-partnership tier is the closest published figure for insurance agencies, converted to PHP. Larger programs pay more for long, linked histories.

| Published figure | USD | PHP |
| --- | --- | --- |
| micro1, qualified partnership | $100K to $500K | ₱6.4M to ₱32M |
| micro1, large-scale datasets | $500K to $2M | ₱32M to ₱130M |
| Handshake AI, advertised range | $100K to $4M+ | ₱6.4M to ₱250M+ |


## Philippine rules for insurance agencies

The Insurance Commission licenses agents and brokers, and health details count as sensitive personal information under the Data Privacy Act.

Any personal data left in the records falls under Data Privacy Act of 2012 (Republic Act 10173); the [Philippine privacy steps](https://origindatapartners.com/sell-company-data/philippines#rules) apply to every industry. Before anything leaves, exclude:

- Policyholder health and claims details.
- Payment and identity information.
- Carrier data restricted by agency agreements.

Source: [National Privacy Commission: Data Privacy Act of 2012](https://privacy.gov.ph/data-privacy-act/)

## Can an insurance agency license claims files?

Claims files often contain health and injury details, which are special-category or sensitive data in most countries. Quoting, renewal and servicing workflows carry the same judgment with far less personal data, so they are the usual starting point.

Our guide covers this in depth: [Licensing healthcare operational data for AI](https://origindatapartners.com/guides/license-healthcare-operational-data).


## US tax on the license fee

For the Philippines: A US-Philippines treaty applies; confirm the royalty rate with a tax adviser.

Source: [IRS: Tax treaty tables](https://www.irs.gov/individuals/international-taxpayers/tax-treaty-tables)

## Questions and answers

### Do AI companies buy insurance agency data in the Philippines?

Yes. Mercor, Handshake AI and Turing accept companies in the Philippines. Agency servicing records for life and health policies dominate, and health details count as sensitive personal information.

### How much do AI companies pay for insurance agency data?

Published payouts for this kind of company run ₱6.4M to ₱32M ($100K to $500K), from micro1's qualified-partnership tier, with larger tiers for big or unique datasets. Actual offers depend on your records and rights.

### Is it legal for an insurance agency in the Philippines to sell company data?

The Insurance Commission licenses agents and brokers, and health details count as sensitive personal information under the Data Privacy Act.

### Can an insurance agency license claims files?

Claims files often contain health and injury details, which are special-category or sensitive data in most countries. Quoting, renewal and servicing workflows carry the same judgment with far less personal data, so they are the usual starting point.

## Sources

- [micro1: Data partnerships](https://www.micro1.ai/data-partnerships)
- [Mercor: Monetize your data](https://www.mercor.com/data/)
- [Handshake AI: Data partnerships](https://joinhandshake.com/ai/data-partnerships/)
- [National Privacy Commission: Data Privacy Act of 2012](https://privacy.gov.ph/data-privacy-act/)
- [IRS: Tax treaty tables](https://www.irs.gov/individuals/international-taxpayers/tax-treaty-tables)
- [European Central Bank: euro reference rates](https://www.ecb.europa.eu/stats/policy_and_exchange_rates/euro_reference_exchange_rates/html/index.en.html)