# Selling mortgage broker data to AI companies in Ireland

> Can a mortgage broker in Ireland sell its data to AI companies? Which buyers accept you, published payouts in EUR, and the rules that apply.

Canonical: https://origindatapartners.com/sell-company-data/ireland/mortgage-lenders
By: Origin Data Partners
Published: 2026-10-26
Sources checked: 2026-10-26

## Quick answer

Yes. AI companies buy records from mortgage brokers, and micro1, Mercor and Handshake AI accept companies in Ireland. Published payouts for this kind of company run €89K to €450K ($100K to $500K), from micro1's qualified-partnership tier. The Central Bank of Ireland regulates mortgage intermediaries under the Consumer Protection Code, and borrower data falls under GDPR.

## Key facts

- Published payout: €89K to €450K ($100K to $500K)
- Buyers that accept you: 4 (micro1, Mercor, Handshake AI and Turing)
- Privacy law: GDPR (Plus the industry rules below)
- US tax withheld: 0% (With a W-8BEN-E)

## What mortgage broker records AI buyers want

Broker files show how applications fare across a small set of Irish lenders under the Central Bank's mortgage measures.

Mercor and Handshake AI both name finance and insurance as target industries; micro1 lists financial services.

| Record | Why buyers want it |
| --- | --- |
| Loan pipeline and CRM history | Shows how a file moves from application to closing. |
| Underwriting conditions and decisions | Expert judgment that is hard to replicate. |
| Processing and closing checklists | Repeatable workflows buyers turn into agent tasks. |
| QC and compliance reviews | Show how errors are caught. |


## Which AI data buyers accept Irish mortgage brokers

English-language records give Irish companies an advantage over most of Europe.

| Buyer | Fit for Ireland | What to know |
| --- | --- | --- |
| [micro1](https://origindatapartners.com/guides/micro1-company-data-partnerships) | Partial fit | Closed companies with 50+ peak staff; operating companies considered case by case; lists financial services |
| [Mercor](https://origindatapartners.com/guides/mercor-data-monetization-program) | Good fit | Names finance and insurance; pays by wire on delivery |
| [Handshake AI](https://origindatapartners.com/guides/handshake-ai-data-partnerships) | Good fit | Names finance and insurance; 20+ staff and 3+ years; accepts companies outside the US |
| [Turing](https://origindatapartners.com/guides/turing-project-lazarus) | Good fit | Full operating records up to $1M; strongest demand in the US, UK, Canada and EU |


## Published payouts in EUR

Micro1's qualified-partnership tier is the closest published figure for mortgage brokers, converted to EUR. Larger programs pay more for long, linked histories.

| Published figure | USD | EUR |
| --- | --- | --- |
| micro1, qualified partnership | $100K to $500K | €89K to €450K |
| micro1, large-scale datasets | $500K to $2M | €450K to €1.8M |
| Handshake AI, advertised range | $100K to $4M+ | €89K to €3.6M+ |


## Irish rules for mortgage brokers

The Central Bank of Ireland regulates mortgage intermediaries under the Consumer Protection Code, and borrower data falls under GDPR.

Any personal data left in the records falls under GDPR; the [Irish privacy steps](https://origindatapartners.com/sell-company-data/ireland#rules) apply to every industry. For detail, see [GDPR, CCPA and licensing company data for AI](https://origindatapartners.com/guides/data-licensing-gdpr-ccpa). Before anything leaves, exclude:

- Borrower income, credit, account and ID details.
- Credit reports and appraisals licensed from third parties.
- Anything your privacy notice promised not to share.

Source: [Data Protection Commission (Ireland)](https://www.dataprotection.ie/)

## Can a lender sell borrower files to AI companies?

No. Borrower income, credit and identity documents are restricted almost everywhere. What buyers want is the process around them: condition lists, underwriting rationale with identities removed, and the checklists that move a file to closing.

Our guide covers this in depth: [How to de-identify company data before licensing it](https://origindatapartners.com/guides/de-identify-company-data-before-licensing).


## US tax on the license fee

For Ireland: 0% with a treaty form (W-8BEN-E).

Source: [IRS: Tax treaty tables](https://www.irs.gov/individuals/international-taxpayers/tax-treaty-tables)

## Questions and answers

### Do AI companies buy mortgage broker data in Ireland?

Yes. micro1, Mercor, Handshake AI and Turing accept companies in Ireland. Broker files show how applications fare across a small set of Irish lenders under the Central Bank's mortgage measures.

### How much do AI companies pay for mortgage broker data?

Published payouts for this kind of company run €89K to €450K ($100K to $500K), from micro1's qualified-partnership tier, with larger tiers for big or unique datasets. Actual offers depend on your records and rights.

### Is it legal for a mortgage broker in Ireland to sell company data?

The Central Bank of Ireland regulates mortgage intermediaries under the Consumer Protection Code, and borrower data falls under GDPR.

### Can a lender sell borrower files to AI companies?

No. Borrower income, credit and identity documents are restricted almost everywhere. What buyers want is the process around them: condition lists, underwriting rationale with identities removed, and the checklists that move a file to closing.

## Sources

- [micro1: Data partnerships](https://www.micro1.ai/data-partnerships)
- [Mercor: Monetize your data](https://www.mercor.com/data/)
- [Handshake AI: Data partnerships](https://joinhandshake.com/ai/data-partnerships/)
- [Data Protection Commission (Ireland)](https://www.dataprotection.ie/)
- [IRS: Tax treaty tables](https://www.irs.gov/individuals/international-taxpayers/tax-treaty-tables)
- [European Central Bank: euro reference rates](https://www.ecb.europa.eu/stats/policy_and_exchange_rates/euro_reference_exchange_rates/html/index.en.html)